Our Loan Programs
Find out more information about our industry leading mortgage solutions.
Explore our variety of loan programs tailored to suit your financial needs. Whether you are a first-time homebuyer or looking to refinance, we have the perfect solution for you.
Line of Credit
HELOC” program enables borrowers to tap into their home’s equity while retaining their first mortgage.
There are no restrictions on how borrowers can use the funds and they are able to make interest only payments during the draw period.
Second Mortgage
A DSCR 2nd Lien is a closed-end second mortgage designed for rental property investors, allowing them to leverage the equity in their investment properties without refinancing their first mortgage.
Bridge Loan
A bridge loan is a financing option that bridges the funding gap until you get permanent financing. They can be used to finance the purchase of a new home before selling your existing house or to get the existing home ready to sell.
01
DSCR
A DSCR loan, is a type of mortgage used for purchasing short-term or long-term rental investment properties. With a DSCR loan, borrowers can qualify for a mortgage based on a property’s rental analysis. No personal income or employment information is required to qualify.
02
P&L , WVOE
We use 1-year or 2-year Profit & Loss Statements or verification of empoyment letter to calculate borrower's qualified income and provide loans.
03
Bank statement
A bank statement loan is a type of mortgage that allows self-employed borrowers to verify their income based on their personal or business bank statements, rather than traditional methods like tax returns, W-2s, or paystubs.
04
Assets depletion
Asset Qualifier loan product allows borrowers to qualify using their liquid assets. We do not require employment, income or DTI to justify ability-to-repay. We qualify based on required assets that meet seasoning requirements.
